Begoña Gutiérrez-Nieto

Full Professor · Department of Accounting and Finance

IEDIS · University of Zaragoza · CERMi Associate Researcher

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Short Bio

Begoña Gutiérrez-Nieto is a Full Professor in Finance and an associate researcher at the Institute on Employment, Digital Society and Sustainability (IEDIS) at the University of Zaragoza. She is also an Associate Researcher at the Centre for European Research in Microfinance (CERMi) at the Université Libre de Bruxelles (Belgium).

Her research spans microfinance, social finance, social impact valuation, and behavioural finance. She has authored several research articles and books on microfinance, and served as co-editor-in-chief of the Iberoamerican Journal of Development Studies.

Her PhD thesis on microfinance received significant recognition, including the “Outstanding PhD Thesis Award”, “ESIC-CAI Research Award 2004” and the “La Caixa Research runner-up Award on Social Sciences 2004”. She also received the “First Prize on Quality Research on Human Development 2008” from the University Chancellors from Madrid for her research on microfinance institutions’ efficiency.

Her paper entitled “A Credit Score System for Socially Responsible Lending” received the Best Published Research Article Award for the 2017 Finance and Sustainability European Research Award by United Nations PRI (Principles for Responsible Investment).

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Selected Publications

2025
Humanities and Social Sciences Communications
A bibliometric analysis of the social return on investment
2023
Journal of Behavioral and Experimental Finance
A bibliometric analysis of the disposition effect: origins and future research avenues
2019
International Journal of Information Management
20 years of research in microfinance: An information management approach
2017
Social Indicators Research
The poverty penalty and microcredit
2016
Journal of Business Ethics
A credit score system for socially responsible lending
2016
Journal of Cleaner Production
A Social and Environmental Approach to Microfinance Credit Scoring